This document sets out the rules for using the 78mcom platform for all members residing in Brazil. Please read it carefully before creating your account — everything is explained in plain English, without unnecessary legal jargon.
Before reading the full document, here are the six points most members want to understand before creating an account.
Each individual resident in Brazil may hold only one account on 78mcom, linked to their CPF. Duplicate accounts will be closed, and any balances associated with bonus misuse may be withheld. Registration is free and takes under 2 minutes.
Eligibility ruleAll transactions on 78mcom are processed in Brazilian reais (R$). Pix, boleto bancário, credit card, PicPay, Mercado Pago, and TED bank transfer are the accepted methods. No currency conversion is applied — what you deposit is exactly what appears in your balance.
Payments in BRL78mcom's welcome bonus carries a 20x rollover on the bonus amount received — not on the total deposit. The time limit is 30 days. Each active promotion displays its specific terms before you claim it. No hidden catches in the fine print.
Rollover 20x · 30 daysIdentity verification (submission of a photo ID and proof of address) is required before your first withdrawal. The process protects you against unauthorised use of your account and ensures no third party can withdraw funds in your name. Through the app, it takes an average of 10 minutes.
Required on 1st withdrawalWithdrawals from 78mcom are only released to a bank account, Pix key, or card held in the member's own name. This is a security measure — not a restriction. Any bank enabled for Pix in Brazil is accepted: Nubank, Itaú, Bradesco, Banco do Brasil, Inter, and others.
Anti-money launderingThe 78mcom platform is exclusively for users aged 18 and over who reside in Brazil. Age verification is carried out during registration and confirmed through the KYC process. Any account found to belong to a minor is closed and all deposited funds are returned without bonuses.
+18 · BrazilBy creating an account, accessing, or using any feature of the platform 78mcom (available at 78mcom.best), you confirm that you have read, understood, and fully accepted these Terms and Conditions. If you do not agree with any provision of this document, do not create an account and discontinue use immediately.
For the purposes of this document, the terms below have the following meanings:
To create an account on 78mcom and use all platform features, users must meet all of the following requirements:
78mcom reserves the right to request supporting documentation at any time to verify the information provided. Registration is free and can be completed via the website or the official app. Each CPF entitles the holder to exactly one account — duplicate accounts are closed without prior notice, and any associated bonuses are canceled.
Identity verification is mandatory for all members before the first withdrawal is approved. The process requires submission of the following documents:
The review period is up to 48 business hours after full documentation has been submitted. Members whose documents are approved receive permanent KYC-verified status — no re-verification is required for future withdrawals unless account details are updated or fraud is suspected.
78mcom may request additional documentation if inconsistencies in your data or unusual activity are detected. Refusing to provide the requested documents may result in temporary or permanent account suspension, with any real-money balance returned following review.
78mcom accepts all major Brazilian payment methods for deposits. All amounts are processed in BRL (R$) with no currency conversion or additional fees charged on deposits.
| Method | Minimum Amount | Credit Timeframe | Status |
|---|---|---|---|
| Pix | R$ 20.00 | Instant (seconds) | Recommended |
| Boleto Bancário | R$ 30.00 | Up to 2 business days | Available |
| Credit Card (Visa/Mastercard) | R$ 30.00 | Up to 30 minutes | Available |
| Debit Card | R$ 20.00 | Up to 30 minutes | Available |
| PicPay | R$ 20.00 | Up to 15 minutes | Available |
| Mercado Pago | R$ 20.00 | Up to 15 minutes | Available |
| TED Bank Transfer | R$ 50.00 | Same business day | Business day |
Deposits made using third-party details or accounts are not accepted and will be returned to the original sender. 78mcom does not store credit or debit card data — all transactions are processed through a PCI-DSS certified payment gateway.
Withdrawals at 78mcom are processed exclusively to the bank account, Pix key, or card held in the registered member's own name — matching the CPF on the account. Withdrawals to third-party accounts are not processed.
78mcom offers a range of promotions for new and active members. The general rules below apply to all promotions unless otherwise specified in the individual terms of each offer:
The Weekly Reload Bonus (50% up to R$ 300.00, every Friday) and the VIP Cashback (up to 20% on net losses, every Monday) have specific terms displayed on the platform at the time of the offer. The VIP cashback carries a 1x rollover — the lowest of any bonus at 78mcom.
Sports Betting at 78mcom covers more than 40 sports, including football (Brasileirão Série A, Copa do Brasil, Libertadores), volleyball, basketball (NBB), MMA, UFC, and e-sports. The following rules apply:
The 78mcom games catalogue features over 5,000 titles from licensed providers such as Pragmatic Play, NetEnt, Evolution Gaming, Microgaming, and Playtech. All games use RNG (Random Number Generator) technology certified by independent auditors.
The 78mcom VIP Program has four tiers: Bronze, Silver, Gold, and Diamond. Progression is automatic, based on accumulated qualifying bet volume. Tier benefits include:
| Level | Weekly Cashback | Cashback Rollover | Additional Benefits |
|---|---|---|---|
| Bronze | 5% | 1x | Friday reload bonus |
| Silver | 10% | 1x | Weekly free spins + priority support |
| Gold | 15% | 1x | Birthday bonus + increased withdrawal limit |
| Diamond | 20% | 1x | Dedicated account manager + access to exclusive tournaments |
Cashback is calculated on net losses for the week (bets placed minus winnings received, excluding withdrawals) and credited every second Monday. Inactivity for more than 90 days may result in a level downgrade — the member is notified by email before any change takes effect.
78mcom reserves the right to suspend or permanently close any account involved in the following conduct:
In the event of closure due to a serious violation, 78mcom may retain the bonus balance and any winnings derived from misuse. The deposited real balance (not derived from fraudulent activity) will be returned following review and verification. The member has the right to submit a defence through the support channel within 15 calendar days of receiving the closure notice.
78mcom is not liable for:
In the event of a verified technical failure that negatively affects the outcome of a bet or gaming session, 78mcom will assess the case individually and may offer appropriate compensation at its sole discretion.
78mcom's handling of personal data fully complies with the Lei Geral de Proteção de Dados (LGPD — Law 13.709/2018). Data collected includes registration details, KYC documents, betting history, access logs, and payment information.
Your data is used exclusively for:
You may request access, correction, portability, or deletion of your data at any time by emailing contato@78mcom.best. For detailed information on data collection, use, and protection, please consult our Privacy Policy complete.
78mcom is committed to responsible gambling practices. The platform provides the following tools to all members:
If you or someone you know is showing signs of problem gambling, please reach out to CVV by phone 188 (available 24/7) or visit our Responsible Gambling page for specific support resources.
78mcom may update these Terms and Conditions at any time. Material changes will be communicated by email and in-app notification at least 15 calendar days before taking effect.
Continued use of the platform after the effective date of any changes constitutes tacit acceptance of the updated terms. If you do not agree with the changes, you may close your account before the effective date and request a withdrawal of your real balance through support.
A visual summary of the most important day-to-day rules on the platform.
Free, no fees, in under 2 minutes. One account per CPF, exclusively for Brazilian residents aged 18 and over.
Credited in seconds, fee-free, available 24 hours. Boleto, credit/debit card, PicPay, Mercado Pago, and TED also accepted.
The amount you deposited can be withdrawn at any time, regardless of the bonus rollover. Any linked bonus is canceled when you withdraw your real balance before completing the rollover.
Each CPF is entitled to one account only. Duplicate accounts will be closed and any associated bonuses cancelled. Always use the same registration.
The use of any automation software to place bets is strictly prohibited and will result in immediate account closure.
Withdrawals are only released to accounts, Pix keys, or cards held in the member's own name. This is a security measure in place for your protection.
All the methods below are accepted to fund your account and cash out your winnings. No currency conversion, no hidden fees.
Nubank, Itaú, Bradesco, Banco do Brasil, Inter, C6 Bank, and all Pix-enabled banks are accepted for withdrawals.
Terms and conditions tend to be the document everyone accepts without reading. At 78mcom, the approach was different from the start: to write a set of rules that a Brazilian member could understand without needing a lawyer — in plain language, free of legal jargon that obscures more than it clarifies. The result is the document you just read, and the purpose of this section is to put the most commonly misunderstood points into context.
The one account per CPF rule is the point that generates the most questions. The reason is straightforward: welcome bonuses like 78mcom's (100% up to R$ 500.00) carry real financial value, and without this rule the platform would be vulnerable to abuse by anyone creating dozens of accounts to claim the same bonus repeatedly. CPF verification ensures that each Brazilian player receives the bonus once — exactly as it was designed — and that platform resources go toward rewarding genuine members rather than fueling bonus arbitrage schemes.
The KYC (identity verification) process is another point that is often misunderstood. It does not exist to make withdrawals harder — it exists to ensure the money reaches the account of the person who is actually entitled to it. In a country where social engineering scams are common, identity verification is a concrete layer of protection for 78mcom members: even if someone obtains your login and password, they will not be able to withdraw funds to an account other than your own. For members who complete KYC early, subsequent Pix withdrawals are released within minutes, with no additional steps required.
The rollover is the most technical part of the bonus terms and deserves close attention. At 78mcom, the welcome bonus rollover is 20x the bonus amount received — not the total balance. This makes a real difference in practice. If you deposit R$ 100.00 and receive R$ 100.00 in bonus funds, the amount you need to wager to unlock the bonus for withdrawal is R$ 2,000.00 (R$ 100.00 × 20) — not R$ 4,000.00, which would be the case if the rollover applied to the total balance.
Slots and crash games — such as Gates of Olympus, Aviator, and Spaceman — contribute 100% toward the rollover, meaning every BRL wagered on these games counts in full. For players who enjoy slots regularly, the 20x rollover tends to be met naturally over a few gaming sessions, without needing to "force" bets to hit the requirement. The 30-day window gives you plenty of flexibility to get there at your own pace.
For football bettors — who likely make up the largest share of 78mcom members — there are two points in the Sports Betting policy worth paying attention to. The first is cashout: available on most live bets for the Brasileirão, Copa do Brasil, Libertadores, and other tournaments covered by the platform, it lets you settle a bet before the final whistle at the value calculated at that moment. It's a powerful tool for locking in partial profit when a match is going your way, but things can change at any time.
The second point covers the cancellation policy for postponed events or odds errors. If a match is officially postponed, all bets are refunded to the real balance — no loss, no gain. This is standard practice in the industry, but it's worth knowing upfront to avoid surprises. In the rare event of a serious odds error (a discrepancy of more than 30% from market value), 78mcom voids the bet and returns the amount to your balance — the same policy followed by the leading sportsbooks operating in Brazil.
The responsible gambling section in 78mcom's Terms and Conditions isn't there just to meet regulatory requirements — it reflects the platform's genuine commitment to member well-being. The deposit limit, voluntary break, and self-exclusion tools are fully functional, accessible directly through the app without going through support, and take effect immediately. Limit reductions apply instantly. Increases have a 7-day waiting period — specifically to prevent an impulsive decision made during a bad session from resulting in a deposit higher than planned.
If you have any questions about 78mcom's Terms and Conditions, the most efficient channel is the live chat available 24 hours a day — where the support team responds in Portuguese and can explain any clause in plain language. You can also send questions by email to contato@78mcom.best, with a response within 24 business hours.
The most common questions about platform rules, answered clearly and directly.
Create your account, deposit via Pix from R$ 20.00, and receive a 100% bonus on your first deposit — up to R$ 500.00 in extra funds. Withdraw in minutes, with 24/7 support in English.
For players aged 18 and over residing in Brazil only. Gamble responsibly.
78mcom processes all personal data collected during registration and KYC in compliance with Brazil's General Data Protection Law (LGPD — Law 13.709/2018). You may request access to, correction of, or deletion of your data at any time by emailing contato@78mcom.best. For full details on data collection and use, please refer to our Privacy Policy.
Responsible gambling tools are available to all 78mcom members directly through the app — no need to contact support to activate them.
Set a daily, weekly, or monthly cap. Reductions take effect immediately. Increases have a 7-day waiting period.
Block access for 24 hours, 7 days, or 30 days. Activated instantly via the app, with no need to contact support.
Permanent block for a minimum of 6 months. Real balance is preserved for withdrawal after the period ends.
Access your full history of bets, deposits, and withdrawals in your account dashboard, with filters by period and category.
Need help? Visit our Responsible Gambling page or call CVV: 188.